top of page

Habitational

Minglewood Risk offers a superior commercial real estate (CRE) insurance program that specializes in providing both package and mono-line property insurance solutions for apartments and condominiums on a non-admitted basis. In contrast to other carriers who are stepping back from the habitational market, we remain dedicated to serving the industry with a program that's specifically tailored for longevity, growth, and shared success with our valued agent partners.

​

Our program is strategically designed to cater to the unique needs of the market and provide comprehensive coverage that offers the necessary protection to our clients. With our extensive experience in underwriting habitational risks, we possess the knowledge and expertise to offer customized solutions that meet the specific requirements of each client.

1 

Target Classes

  • Apartments

  • Condominiums

  • Multi-Family Homes

  • Subsidized Housing (up to 15%)

  • Student Housing (up to 100%; not owned or operated by a college/university)

  • Mixed-Use Buildings (up to 30% mercantile)

  • Buildings with updates in the past 25 years preferred

  • Older buildings with gut rehabs

  • PC 1-7

  • 55+ Independent Living Communities

2

Capacity

  • Property Amount Subject: $15MM max.

  • Policy Premium: $100,000 max.

  • Average Policy Premium: $25,000

3

Forms

  • Click here to download our habitational application.

  • Click here to complete the application online.

Get in Touch

Questions about a submission, contact us at: 215-867-3772 ext. 118, or by email at submissions@minglewoodrisk.com

bottom of page